What it is
The equipment supports the request. New or used. You pay on a schedule tied to that asset, usually over a longer window than a short-term cash product. Term and total cost are on the agreement.
When it fits
A specific asset with a price: a truck for a trade, an oven, a lift, a van, a machine that replaces one that is failing.
It is not payroll and it is not inventory you sell. That is working capital. It is not a building. That is commercial real estate.
What we need to start
What you are buying, new or used, and the approximate price. A quote helps. A clear description is enough to start.
What happens next
Submit one application. We package the file and send it to lenders that buy this kind of paper. Options appear in your account when they exist. Sometimes more than one, sometimes none. You compare terms there, pick an option if you want one, and still review that lender's agreement before you sign.