Equipment financing.
Equipment financing is for an asset the business will use: a machine, a vehicle, a build-out that stays with you. The equipment is part of the deal.
What it is used for
Buying or replacing equipment that helps the business operate. A truck for a trade. An oven, a lift, a CNC, a van. The point is the asset, not a pile of cash for payroll.
What it is not
Payroll or a slow month. That is working capital. A property purchase or a short property bridge. That is commercial real estate.
How repayment usually works
You pay on a schedule tied to the equipment, over a longer window than a short-term cash product. Term and total cost are on the agreement. A quote can follow the application. A clear picture of the asset helps.
What to have ready
The usual application list, plus a clear picture of the asset. A quote can come later.
What happens here
One application. You compare your options. You are not required to sign.