What it is
The property carries the request. A purchase or refinance runs on a longer schedule. A bridge is short and expects an exit: a sale, a refinance, or a lease that lands.
This is business property. It is not a home mortgage and it is not consumer credit.
Purchase
Buy and hold the property.
- Purpose
- Acquisition
- Timeline
- Longer
- Ends with
- A scheduled payoff
Bridge
Cover a short gap.
- Purpose
- Timing
- Timeline
- Short
- Ends with
- Refinance or sale
When it fits
You are buying a building the business will operate from, refinancing one you own, or you need a short window to get to a specific exit you can describe.
It does not fit payroll, inventory, or a machine. Those are working capital or equipment.
What we need to start
Property address, purchase or refinance, price or value, and the exit if it is a bridge. Rent roll and leases if the property is tenanted.
What happens next
Submit one application. We package the file and send it to lenders that buy this kind of paper. Options appear in your account when they exist. Sometimes more than one, sometimes none. You compare terms there, pick an option if you want one, and still review that lender's agreement before you sign.